Making ends meet does not involve earning more or spending less; it is simply a matter of matching income and expenditure in advance so that life can be more pleasant.
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Checklist of Cost-Cutting Areas
Making ends meet does not involve earning more or spending less; it is simply a matter of matching income and expenditure in advance so that life can be more pleasant.
Considering the following will help your budget work. Check these cost-cutting areas.
Lights
- Are the lights turned off when not necessary?
- Smaller wattage bulbs possible? Or are fewer bulbs needed?
Telephones
- Use only for essential calls and limit long calls.
- Are necessary long-distance calls made during discount hours?
Television
- Turn off when no one is viewing.
- Restricted to selected viewing?
Appliances
- Radios, fans not left on needlessly?
- Could you do most of your home repairs?
- Water heater at lowest safe temperature? Is it turned off manually or by time clock?
Dishwasher/Clothes washer
- Handling only recommended capacity?
- Clothes hung out to dry instead of using dryer?
- Do you measure the amount of detergent?
Stove or Oven
- Are menus planned to cook several meals at the same time, thus getting maximum use from oven or burners?
- Are leftovers stored safely for use again as a meal or a portion of another meal?
Shopping/Food, clothing and Shoes
- Do you wait for clearance sales?
- Can you do repairs, alterations, replacement of linings, zippers?
- Do you check out garage, yard and second-hand sales for needed household items or toys?
- What about local auctions that offer items for home?
Groceries and Sundries
- Do you plan more one-dish meals, utilizing bargains?
- Do you buy in quantity at discount prices?
- Do you compare prices from store to store?
- Is it economical to make your own bread, pastries?
- Do you grow our own food (in own backyard, 'rent-a-garden', allotments or other locations)?
- Do you curb the tendency to overeat or buy luxury food items?
Bathroom
- Do you take showers instead of bath tubs?
- Do you limit the time in the shower?
Furniture
- Instead of new furniture, do you check out the cost of re-upholstering and refinishing?
Transportation
- Is your vehicle in good running order?
- Do you plan errands, visiting sick, picking up children, and so forth, to combine for fewer trips?
- Do you buy oil, anti-freeze and windshield-washer fluid in money-saving quantities, adding needed amounts yourself?
- Do you keep tire pressure at best level for better mileage?
- Do you avoid motor idling, frequent starts and stops and excessive use?
- Do you walk whenever possible for minor errands?
Purchases
- Do you carefully question new purchases or "bargains" you do not need?
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